.team-profile-card > img {
  height: 300px;
  aspect-ratio: auto;
}

.why-standout {
  padding: 78px 0;
  background: #fff;
}

.why-standout-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.35fr) minmax(320px, .65fr);
  gap: 86px;
  align-items: start;
}

.why-standout-copy h2 {
  max-width: 680px;
  margin: 0 0 26px;
  color: var(--navy);
  font: 400 clamp(38px, 4vw, 54px)/1.08 Georgia, serif;
  letter-spacing: -.035em;
}

.why-standout-copy p {
  max-width: 760px;
  margin: 0 0 18px;
  color: var(--muted);
  font-size: 13px;
  line-height: 1.8;
}

.standout-video {
  margin-top: 34px;
  border: 1px solid var(--line);
  background: var(--navy);
  box-shadow: 0 18px 45px rgba(11, 39, 66, .12);
}

.standout-video-heading {
  padding: 18px 22px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  color: #fff;
}

.standout-video-heading > span {
  color: var(--gold2);
  font-size: 8px;
  font-weight: 800;
  letter-spacing: .14em;
  text-transform: uppercase;
}

.standout-video-heading > strong {
  max-width: 470px;
  font: 400 16px/1.4 Georgia, serif;
  text-align: right;
}

.standout-video video {
  width: 100%;
  display: block;
  background: #071a2c;
  aspect-ratio: 16 / 9;
}

.community-card {
  padding: 34px;
  border-top: 3px solid var(--gold);
  background: var(--cream);
}

.community-card > span {
  color: var(--blue);
  font-size: 8px;
  font-weight: 800;
  letter-spacing: .14em;
  text-transform: uppercase;
}

.community-card h3 {
  margin: 15px 0 13px;
  color: var(--navy);
  font: 400 28px/1.15 Georgia, serif;
}

.community-initiative {
  padding-top: 22px;
  margin-top: 22px;
  border-top: 1px solid rgba(11,39,66,.13);
}

.community-initiative small {
  color: var(--blue);
  font-size: 8px;
  font-weight: 800;
  letter-spacing: .11em;
  text-transform: uppercase;
}

.community-initiative h4 {
  margin: 8px 0 10px;
  color: var(--navy);
  font: 400 22px/1.2 Georgia, serif;
}

.community-card p {
  margin: 0 0 22px;
  color: var(--muted);
  font-size: 11px;
  line-height: 1.75;
}

.community-initiative:last-child p {
  margin-bottom: 0;
}

@media (max-width: 760px) {
  .why-standout {
    padding: 58px 0;
  }

  .why-standout-grid {
    grid-template-columns: 1fr;
    gap: 34px;
  }

  .why-standout-copy h2 {
    font-size: 38px;
  }

  .community-card {
    padding: 27px;
  }

  .standout-video-heading {
    align-items: flex-start;
    flex-direction: column;
    gap: 8px;
  }

  .standout-video-heading > strong {
    text-align: left;
  }

  .team-profile-card > img {
    height: 320px;
    aspect-ratio: auto;
  }
}

/* ============================================================
   Client reviews (social proof + AggregateRating support)
   ============================================================ */
.home-review-proof {
  position: relative;
  padding: 58px 0 62px;
  overflow: hidden;
  border-top: 3px solid var(--gold2,#efcf80);
  border-bottom: 3px solid var(--gold2,#efcf80);
  background:
    radial-gradient(circle at 50% 0%, rgba(213,167,70,.22), transparent 35%),
    linear-gradient(110deg, #071d33, #0d4664);
  color: #fff;
}
.home-review-proof::after {
  content: "5.0";
  position: absolute;
  left: 50%;
  top: -46px;
  transform: translateX(-50%);
  color: rgba(255,255,255,.035);
  font: 400 220px/1 Georgia,serif;
  pointer-events: none;
}
.home-review-proof-inner {
  position: relative;
  z-index: 1;
  max-width: 920px;
  display: flex;
  flex-direction: column;
  gap: 25px;
  align-items: center;
  text-align: center;
}
.home-review-kicker {
  color: var(--gold2,#efcf80);
  font-size: 10px;
  font-weight: 800;
  letter-spacing: .2em;
  text-transform: uppercase;
}
.home-review-score {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 8px;
}
.home-review-stars {
  color: var(--gold2,#efcf80);
  font-size: 32px;
  line-height: 1;
  letter-spacing: 6px;
  text-shadow: 0 5px 20px rgba(239,207,128,.28);
}
.home-review-score strong {
  display: flex;
  align-items: baseline;
  justify-content: center;
  gap: 17px;
  color: #fff;
  font: 400 30px/1.05 Georgia,serif;
}
.home-review-score strong > span {
  color: var(--gold2,#efcf80);
  font-size: clamp(68px,8vw,104px);
  line-height: .88;
  letter-spacing: -.06em;
}
.home-review-score strong > b {
  max-width: 260px;
  color: #fff;
  font: 400 clamp(27px,3.3vw,42px)/1.02 Georgia,serif;
  text-align: left;
}
.home-review-score small {
  color: #aec0cc;
  font-size: 12px;
  line-height: 1.5;
}
.home-review-proof blockquote {
  max-width: 760px;
  margin: 0;
  padding: 24px 30px 0;
  border-top: 1px solid rgba(255,255,255,.18);
  color: #eef4f7;
  font: 400 clamp(18px,2vw,23px)/1.55 Georgia,serif;
}
.home-review-proof blockquote footer {
  margin-top: 12px;
  color: var(--gold2,#efcf80);
  font: 800 9px/1.4 Arial,sans-serif;
  letter-spacing: .08em;
  text-transform: uppercase;
}
.home-review-proof .button {
  min-width: 220px;
  min-height: 52px;
  white-space: nowrap;
}
.reviews-section {
  padding: 84px 0;
  background: var(--cream, #f7f4ee);
  border-top: 1px solid var(--line, #e6e0d5);
}
.reviews-head {
  max-width: 760px;
  margin: 0 auto 46px;
  text-align: center;
}
.reviews-head .eyebrow {
  display: inline-block;
  margin-bottom: 14px;
}
.reviews-head h2 {
  margin: 0 0 18px;
  color: var(--navy, #0b2742);
  font: 400 clamp(30px, 3.4vw, 46px)/1.1 Georgia, serif;
  letter-spacing: -.03em;
}
.reviews-rating {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  padding: 10px 20px;
  background: var(--white, #fff);
  border: 1px solid var(--line, #e6e0d5);
  border-radius: 999px;
  box-shadow: 0 8px 24px rgba(11, 39, 66, .08);
}
.reviews-rating .stars {
  color: var(--gold, #c8a34e);
  font-size: 18px;
  letter-spacing: 2px;
}
.reviews-rating strong {
  color: var(--navy, #0b2742);
  font-size: 16px;
}
.reviews-rating span {
  color: var(--muted, #5c6a78);
  font-size: 13px;
}
.reviews-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 24px;
  max-width: var(--shell, 1180px);
  margin: 0 auto;
}
.review-card {
  display: flex;
  flex-direction: column;
  padding: 28px 26px;
  background: var(--white, #fff);
  border: 1px solid var(--line, #e6e0d5);
  border-radius: 14px;
  box-shadow: 0 10px 30px rgba(11, 39, 66, .06);
}
.review-card .stars {
  color: var(--gold, #c8a34e);
  font-size: 15px;
  letter-spacing: 2px;
  margin-bottom: 14px;
}
.review-card blockquote {
  margin: 0 0 20px;
  color: var(--ink, #223); 
  font-size: 14px;
  line-height: 1.75;
  flex: 1;
}
.review-card figcaption {
  display: flex;
  align-items: center;
  gap: 12px;
  border-top: 1px solid var(--line, #e6e0d5);
  padding-top: 16px;
}
.review-card .review-avatar {
  display: grid;
  place-items: center;
  width: 42px;
  height: 42px;
  border-radius: 50%;
  background: var(--navy, #0b2742);
  color: var(--gold, #c8a34e);
  font: 600 16px/1 Georgia, serif;
  flex-shrink: 0;
}
.review-card .review-meta strong {
  display: block;
  color: var(--navy, #0b2742);
  font-size: 14px;
}
.review-card .review-meta span {
  color: var(--muted, #5c6a78);
  font-size: 12px;
}
.reviews-note {
  max-width: var(--shell, 1180px);
  margin: 34px auto 0;
  text-align: center;
  color: var(--muted, #5c6a78);
  font-size: 12px;
}
.reviews-note a { color: var(--blue, #2b6cb0); }
.reviews-section-home {
  background:
    radial-gradient(circle at 12% 12%, rgba(213,167,70,.11), transparent 22%),
    var(--cream,#f7f4ee);
}
.reviews-section-home .reviews-head {
  max-width: 860px;
}
.reviews-section-home .reviews-head h2 {
  font-size: clamp(34px,3.8vw,52px);
}
.reviews-section-home .reviews-rating {
  margin-top: 9px;
  padding: 14px 24px;
  border-color: rgba(200,163,78,.42);
  box-shadow: 0 14px 34px rgba(11,39,66,.11);
}
.reviews-section-home .reviews-rating .stars {
  font-size: 21px;
}
.reviews-section-home .review-card {
  border-top: 3px solid var(--gold,#c8a34e);
  box-shadow: 0 16px 38px rgba(11,39,66,.09);
}
.reviews-section-home .reviews-note a {
  margin-left: 8px;
  padding: 8px 12px;
  border: 1px solid rgba(43,108,176,.24);
  border-radius: 999px;
  display: inline-flex;
  font-weight: 800;
}
@media (max-width: 900px) {
  .reviews-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
@media (max-width: 620px) {
  .home-review-proof {
    padding: 45px 0 48px;
  }
  .home-review-proof-inner {
    gap: 20px;
  }
  .home-review-stars {
    font-size: 25px;
    letter-spacing: 4px;
  }
  .home-review-score strong {
    flex-direction: column;
    gap: 7px;
  }
  .home-review-score strong > span {
    font-size: 78px;
  }
  .home-review-score strong > b {
    max-width: none;
    text-align: center;
  }
  .home-review-proof blockquote {
    padding: 20px 5px 0;
  }
  .home-review-proof .button {
    width: 100%;
  }
  .reviews-rating {
    border-radius: 13px;
    flex-wrap: wrap;
    justify-content: center;
  }
  .reviews-grid { grid-template-columns: 1fr; }
}

/* Final production refinements */
.footer-contact{margin:14px 0 0!important;line-height:1.8}.footer-contact a{color:#fff!important}.content-review{padding:28px 0 52px;background:#fff}.review-note-wide{max-width:1180px;margin:0 auto;border-left:3px solid var(--gold)}.review-note-wide a{color:var(--navy);text-decoration:underline;text-decoration-color:rgba(11,39,66,.25);text-underline-offset:3px}.video-summary{padding:18px 20px;background:var(--sky);color:var(--muted)}.video-summary strong{display:block;color:var(--navy);font-size:10px;letter-spacing:.08em;text-transform:uppercase}.video-summary p{margin:7px 0 0;font-size:11px;line-height:1.65}.video-summary a{color:var(--blue);text-decoration:underline}.local-depth{border-top:1px solid var(--line)}.local-insight-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));border-top:1px solid var(--line);border-left:1px solid var(--line)}.local-insight-grid article{min-height:235px;padding:30px;border-right:1px solid var(--line);border-bottom:1px solid var(--line);background:#fff}.local-insight-grid h3{margin:0 0 12px;color:var(--navy);font:400 24px/1.18 Georgia,serif}.local-insight-grid p{margin:0;color:var(--muted);font-size:12px;line-height:1.75}.source-list{margin-top:28px;padding:21px 24px;display:flex;align-items:center;gap:20px;flex-wrap:wrap;background:var(--navy)}.source-list span{margin-right:auto;color:var(--gold2);font-size:9px;font-weight:800;letter-spacing:.12em;text-transform:uppercase}.source-list a{color:#fff;font-size:10px;font-weight:700}.comparison-wrap{overflow-x:auto;border:1px solid var(--line);background:#fff}.comparison-table{width:100%;border-collapse:collapse;text-align:left}.comparison-table th,.comparison-table td{padding:18px 20px;border-bottom:1px solid var(--line);vertical-align:top}.comparison-table th{background:var(--navy);color:#fff;font-size:9px;letter-spacing:.1em;text-transform:uppercase}.comparison-table td:first-child{width:28%;color:var(--navy);font-weight:800}.comparison-table td{color:var(--muted);font-size:12px;line-height:1.55}.comparison-table tr:last-child td{border-bottom:0}.article-aside .aside-item{display:block;padding:9px 0;border-bottom:1px solid var(--line);color:var(--muted);font-size:11px;line-height:1.45}.contact-details{grid-template-columns:repeat(2,minmax(0,1fr))}.form-status.is-success{color:#176b4b}.form-status.is-error{color:#a33}
.facebook-follow{width:fit-content;min-height:38px;margin-top:16px;padding:0 14px 0 10px;border:1px solid rgba(255,255,255,.22);display:inline-flex!important;align-items:center;gap:9px;background:#1877f2;color:#fff!important;font-size:9px!important;font-weight:800;letter-spacing:.02em;transition:transform .2s ease,background .2s ease,box-shadow .2s ease}.facebook-follow:hover{transform:translateY(-2px);background:#0d65d9;box-shadow:0 10px 22px rgba(0,0,0,.18)}.facebook-follow .facebook-mark{width:20px;height:20px;border-radius:50%;display:grid;place-items:center;background:#fff;color:#1877f2;font:700 15px/1 Arial,sans-serif}.facebook-follow b{color:#fff;font-size:10px}

@media(max-width:760px){.content-review{padding:20px 0 38px}.local-insight-grid{grid-template-columns:1fr}.local-insight-grid article{min-height:0;padding:25px}.source-list{align-items:flex-start;flex-direction:column;gap:13px}.source-list span{margin-right:0}.comparison-table{min-width:650px}.contact-details{grid-template-columns:1fr}}

/* Keep the expanded homepage proof row balanced at every viewport. */
.home-hero .metric-row{gap:30px;flex-wrap:wrap}
.home-hero .metric-row>div{flex:1 1 105px}
.home-hero .metric-row>div:last-child{padding:11px 14px;border:1px solid rgba(239,207,128,.48);background:rgba(239,207,128,.09);box-shadow:0 10px 28px rgba(0,0,0,.12)}
.home-hero .metric-row>div:last-child strong{color:var(--gold2);font-size:29px}
.home-hero .metric-row>div:last-child span{color:#fff;font-weight:800}
@media(max-width:760px){.home-hero .metric-row>div{flex:1 1 calc(50% - 15px)}}

/* Footer licensing: separate entity licensing from individual originators */
.footer-grid .lic-sep{margin-top:.65rem;font-size:.72rem;letter-spacing:.08em;text-transform:uppercase;opacity:.62}

/* ========================================================================== 
   Mobile navigation — dropdown panel
   Replaces the fixed 98/104/108px offsets with a measured header height, and
   the full-viewport white sheet with a panel that hugs its content.
   ========================================================================== */
.nav-section-label,.nav-facebook{display:none!important}
.topbar-facebook{color:#d7e8f4!important}
@media(max-width:1020px){
  /* backdrop-filter makes .site-header the containing block for position:fixed
     descendants, so the panel sized itself against the ~98px header instead of
     the viewport. Dropping the blur on mobile restores viewport positioning. */
  .site-header{backdrop-filter:none;background:#fff}

  .menu-toggle{position:relative;width:94px;height:44px;margin-right:-5px;padding:0 11px 0 39px;
    display:flex!important;
    border:1px solid rgba(11,39,66,.14);border-radius:9px;background:#f7f9fa;
    align-items:center;justify-content:flex-end;gap:0;color:var(--navy)}
  .menu-toggle:hover{background:var(--sky)}
  .menu-toggle em{position:static!important;left:auto!important;color:var(--navy);font-style:normal;
    font-size:12px;font-weight:800;letter-spacing:.02em}
  .menu-toggle span{position:absolute;left:11px;width:20px;height:2px;border-radius:2px;background:var(--navy);transition:transform .25s ease,opacity .18s ease}
  .menu-toggle span:nth-child(1){transform:translateY(-7px)}
  .menu-toggle span:nth-child(3){transform:translateY(7px)}
  .menu-toggle[aria-expanded="true"] span:nth-child(1){transform:rotate(45deg)}
  .menu-toggle[aria-expanded="true"] span:nth-child(2){opacity:0}
  .menu-toggle[aria-expanded="true"] span:nth-child(3){transform:rotate(-45deg)}

  /* Above the gold call bar (45) so the dim covers the full page. */
  .nav-backdrop{position:fixed;inset:0;z-index:46;background:rgba(7,26,44,.55);backdrop-filter:blur(2px)}
  .nav-backdrop[hidden]{display:none}

  /* A two-column card shortens the menu and makes every destination easier to scan. */
  .primary-nav{display:grid!important;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px;
    left:12px!important;right:12px!important;
    top:calc(var(--header-h,104px) + 7px)!important;bottom:auto!important;
    z-index:60;max-height:calc(100vh - var(--header-h,104px) - 22px);
    max-height:calc(100dvh - var(--header-h,104px) - 22px);
    padding:12px 12px calc(14px + env(safe-area-inset-bottom,0px));
    border:1px solid rgba(11,39,66,.12);border-radius:14px;background:#fff;
    box-shadow:0 24px 55px rgba(7,26,44,.28);
    visibility:hidden;opacity:0;pointer-events:none;transform:translateY(-10px) scale(.985);
    transform-origin:top center;transition:opacity .2s ease,transform .22s ease,visibility .22s;
    overflow-y:auto;overscroll-behavior:contain;-webkit-overflow-scrolling:touch}
  .primary-nav.open{visibility:visible;opacity:1;pointer-events:auto;transform:none}
  .primary-nav:focus{outline:none}

  .nav-section-label{grid-column:1/-1;display:block!important;padding:3px 3px 1px;
    color:#6a7985;font-size:9px!important;font-weight:800;letter-spacing:.13em;text-transform:uppercase}
  .nav-connect-label{margin-top:3px;padding-top:10px;border-top:1px solid var(--line)}

  /* Large, separate cards provide clear touch targets without a long wall of links. */
  .primary-nav>a:not(.button){min-height:50px;display:flex!important;align-items:center;
    padding:6px 11px;border:1px solid #dbe3e7;border-radius:8px;background:#f8fafb;
    color:#294459;font-size:13px;line-height:1.2;letter-spacing:.01em;transition:background .16s ease,color .16s ease,border-color .16s ease}
  .primary-nav>a:not(.button):hover,.primary-nav>a:not(.button):focus-visible{background:var(--sky);color:var(--navy)}
  .primary-nav>a:not(.button):not(.nav-phone)::after{content:"\2192";margin-left:auto;color:var(--gold);font-size:16px}
  .primary-nav>a[aria-current="page"]{padding-left:11px;border-color:#d9bd78;background:var(--cream);color:var(--blue);
    box-shadow:inset 3px 0 var(--gold)}
  .primary-nav .nav-facebook{grid-column:1/-1;background:#edf5ff;border-color:#c9ddfa;color:#1769c2}
  .primary-nav .nav-facebook::before{content:"f";width:24px;height:24px;margin-right:8px;border-radius:50%;
    display:grid;place-items:center;background:#1877f2;color:#fff;font:700 16px/1 Arial,sans-serif}
  .primary-nav .nav-facebook::after{content:"\2197"!important}
  .primary-nav .nav-phone{grid-column:1/-1;min-height:48px;margin-top:0;display:flex!important;align-items:center;
    color:var(--navy);font-size:15px;font-weight:800}
  .primary-nav .nav-phone::before{content:"Call RFG";margin-right:auto;color:var(--muted);
    font-size:10px;font-weight:800;letter-spacing:.08em;text-transform:uppercase}
  .primary-nav .button{grid-column:1/-1;min-height:52px;margin-top:0;border-radius:8px;font-size:13px;box-shadow:0 10px 24px rgba(11,39,66,.16)}
}
@media(max-width:420px){
  .menu-toggle{width:88px}
  .primary-nav{left:8px!important;right:8px!important;padding-left:9px;padding-right:9px}
  .primary-nav>a:not(.button),.primary-nav .nav-phone{min-height:47px;font-size:14px}
  .primary-nav .button{min-height:50px;margin-top:8px}
}

/* Short viewports (small handsets, and any phone in landscape) — compact rows
   so the list stays usable, and let the panel scroll when it genuinely can't fit. */
@media(max-width:1020px) and (max-height:620px){
  .primary-nav{padding-top:2px;padding-bottom:calc(12px + env(safe-area-inset-bottom,0px))}
  .primary-nav>a:not(.button),.primary-nav .nav-phone{min-height:46px;font-size:14px}
  .primary-nav .button{min-height:48px;margin-top:8px}
}

@media(max-width:1020px) and (prefers-reduced-motion:reduce){
  .primary-nav,.menu-toggle span{transition:none}
}

/* MLO careers page */
.career-hero{padding-bottom:78px}
.career-hero .subhero-inner{grid-template-columns:1.15fr .72fr}
.career-hero h1{max-width:810px;font-size:clamp(46px,5.4vw,72px)}
.career-trust li{padding:9px 0}
.career-proof{border-bottom:1px solid var(--line);background:#fff}
.career-proof-grid{min-height:96px;display:grid;grid-template-columns:repeat(4,1fr);align-items:center}
.career-proof-grid>div{min-height:56px;padding:5px 28px;border-left:1px solid var(--line);display:flex;flex-direction:column;justify-content:center}
.career-proof-grid>div:last-child{border-right:1px solid var(--line)}
.career-proof-grid strong{color:var(--navy);font:400 23px Georgia,serif}
.career-proof-grid span{margin-top:5px;color:var(--muted);font-size:9px;line-height:1.4}
.career-intro-copy p{margin:0 0 20px;color:var(--muted);font-size:14px}
.career-benefit-grid{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--line);border-left:1px solid var(--line)}
.career-benefit-grid article{min-height:270px;padding:32px;border-right:1px solid var(--line);border-bottom:1px solid var(--line);background:#fff}
.career-benefit-grid article>span{color:var(--gold);font:400 11px Georgia,serif}
.career-benefit-grid h3{margin:28px 0 12px;color:var(--navy);font:400 26px/1.15 Georgia,serif}
.career-benefit-grid p{margin:0;color:var(--muted);font-size:11px;line-height:1.7}
.career-fit{background:var(--navy);color:#fff}
.career-fit-grid{display:grid;grid-template-columns:.78fr 1.1fr;gap:95px;align-items:center}
.career-fit h2{margin:0;color:#fff;font:400 clamp(38px,4.2vw,54px)/1.08 Georgia,serif;letter-spacing:-.035em}
.career-fit p{color:#bdcad3;font-size:13px}
.career-checklist{margin:0;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:14px;list-style:none}
.career-checklist li{position:relative;min-height:78px;padding:22px 20px 20px 48px;border:1px solid rgba(255,255,255,.16);color:#d9e2e8;font-size:11px;line-height:1.55}
.career-checklist li:before{content:"✓";position:absolute;left:20px;top:21px;color:var(--gold2);font-weight:800}
.career-conversation{background:#fff}
.career-contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.career-contact-card{min-height:430px;border:1px solid var(--line);display:grid;grid-template-columns:minmax(230px,38%) 1fr;background:var(--cream);overflow:hidden}
.career-contact-card>img{width:100%;height:100%;object-fit:cover;object-position:center}
.career-contact-card>div{padding:35px;display:flex;align-items:flex-start;flex-direction:column}
.career-contact-card small{color:var(--blue);font-size:8px;font-weight:800;letter-spacing:.1em;line-height:1.45;text-transform:uppercase}
.career-contact-card h2{margin:10px 0 5px;color:var(--navy);font:400 33px Georgia,serif}
.career-contact-card b{color:var(--gold);font-size:9px}
.career-contact-card p{margin:22px 0;color:var(--muted);font-size:11px;line-height:1.7}
.career-contact-card .button{margin-top:auto}
.career-email{margin-top:13px;color:var(--blue);font-size:10px;font-weight:800}
.career-role-note{max-width:900px;margin:25px auto 0;color:#7a8790;font-size:9px;text-align:center}
.career-band{padding:52px 0;background:linear-gradient(110deg,#071d33,#0d4664);color:#fff}
.career-band-inner{display:grid;grid-template-columns:1fr auto;gap:55px;align-items:center}
.career-band h2{margin:0;color:#fff;font:400 36px/1.12 Georgia,serif}
.career-band p{max-width:690px;margin:10px 0 0;color:#bdcad3;font-size:12px}
.career-band .button{white-space:nowrap}

@media(max-width:1020px){
  .career-benefit-grid{grid-template-columns:repeat(2,1fr)}
  .career-contact-card{grid-template-columns:1fr}
  .career-contact-card>img{height:360px}
}
@media(max-width:760px){
  .career-hero{padding-bottom:58px}
  .career-hero .subhero-inner{grid-template-columns:1fr}
  .career-hero h1{font-size:43px}
  .career-proof-grid{padding:15px 0;grid-template-columns:1fr 1fr}
  .career-proof-grid>div{padding:15px;border-bottom:1px solid var(--line)}
  .career-proof-grid>div:nth-child(even){border-right:1px solid var(--line)}
  .career-benefit-grid{grid-template-columns:1fr}
  .career-benefit-grid article{min-height:0;padding:27px}
  .career-benefit-grid h3{margin-top:18px}
  .career-fit-grid{grid-template-columns:1fr;gap:35px}
  .career-checklist{grid-template-columns:1fr}
  .career-checklist li{min-height:0}
  .career-contact-grid{grid-template-columns:1fr}
  .career-contact-card{min-height:0}
  .career-contact-card>img{height:auto;aspect-ratio:1/1}
  .career-contact-card>div{padding:27px}
  .career-contact-card .button{margin-top:8px;width:100%}
  .career-band-inner{grid-template-columns:1fr;gap:25px}
  .career-band .button{width:100%}
}
@media(max-width:420px){
  .career-hero h1{font-size:39px}
  .career-proof-grid strong{font-size:20px}
}

/* ============================================================
   Preferred lender / mortgage partner page
   ============================================================ */
@media (min-width: 1081px) {
  .primary-nav {
    gap: 13px;
    font-size: 10px;
  }
}

.preferred-hero {
  padding-bottom: 96px;
  background:
    radial-gradient(circle at 86% 28%, rgba(213,167,70,.2), transparent 25%),
    linear-gradient(112deg, #071d33 0%, #0b3453 58%, #17677a 100%);
}

.preferred-hero .subhero-inner {
  grid-template-columns: minmax(0, 1.08fr) minmax(330px, .72fr);
  gap: 78px;
}

.preferred-hero h1 {
  max-width: 760px;
}

.preferred-hero-panel {
  position: relative;
  padding: 34px;
  overflow: hidden;
  border: 1px solid rgba(255,255,255,.2);
  border-top: 3px solid var(--gold);
  background: rgba(255,255,255,.1);
  box-shadow: 0 22px 52px rgba(0,0,0,.18);
  backdrop-filter: blur(8px);
}

.preferred-hero-panel::after {
  content: "RFG";
  position: absolute;
  right: -15px;
  bottom: -22px;
  color: rgba(255,255,255,.045);
  font: 700 96px/1 Georgia, serif;
  letter-spacing: -.08em;
}

.preferred-hero-panel > span {
  position: relative;
  z-index: 1;
  color: var(--gold2);
  font-size: 9px;
  font-weight: 800;
  letter-spacing: .15em;
  text-transform: uppercase;
}

.preferred-hero-panel > strong {
  position: relative;
  z-index: 1;
  display: block;
  max-width: 330px;
  margin: 18px 0 14px;
  color: #fff;
  font: 400 29px/1.18 Georgia, serif;
}

.preferred-hero-panel > p {
  position: relative;
  z-index: 1;
  margin: 0;
  color: #c8d5dd;
  font-size: 11px;
  line-height: 1.75;
}

.preferred-hero-panel ul {
  position: relative;
  z-index: 1;
  margin: 24px 0 0;
  padding: 0;
  list-style: none;
}

.preferred-hero-panel li {
  padding: 9px 0;
  border-top: 1px solid rgba(255,255,255,.14);
  color: #d6e1e7;
  font-size: 10px;
  line-height: 1.4;
}

.preferred-hero-panel > div {
  position: relative;
  z-index: 1;
  margin-top: 24px;
  padding-top: 18px;
  display: flex;
  gap: 24px;
  border-top: 1px solid rgba(255,255,255,.14);
}

.preferred-hero-panel b {
  color: #fff;
  font-size: 10px;
}

.preferred-partners-section {
  background: #fff;
}

.preferred-intro {
  margin-bottom: 43px;
  display: grid;
  grid-template-columns: minmax(0, 1.08fr) minmax(300px, .72fr);
  gap: 90px;
  align-items: end;
}

.preferred-intro h2 {
  max-width: 700px;
  margin: 0;
  color: var(--navy);
  font: 400 clamp(38px, 4.2vw, 55px)/1.08 Georgia, serif;
  letter-spacing: -.035em;
}

.preferred-intro > p {
  margin: 0;
  color: var(--muted);
  font-size: 13px;
  line-height: 1.75;
}

.source-standard {
  margin: -17px 0 31px;
  padding: 13px 17px;
  display: flex;
  gap: 11px;
  align-items: baseline;
  border: 1px solid #dbe5e8;
  background: #f4f8f8;
  color: #526370;
  font-size: 10px;
  line-height: 1.6;
}

.source-standard strong {
  flex: 0 0 auto;
  color: var(--navy);
  font-size: 9px;
  letter-spacing: .08em;
  text-transform: uppercase;
}

.preferred-partner-grid {
  display: grid;
  grid-template-columns: repeat(6, minmax(0, 1fr));
  gap: 15px;
}

.preferred-partner-card {
  position: relative;
  min-height: 245px;
  padding: 28px;
  overflow: hidden;
  grid-column: span 2;
  border: 1px solid var(--line);
  background: var(--cream);
}

.preferred-partner-featured {
  min-height: 270px;
  grid-column: span 3;
  background: linear-gradient(145deg, #f8f6f0, #e9f1f3);
}

.preferred-partner-card::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  width: 52px;
  height: 3px;
  background: var(--gold);
}

.preferred-partner-card .partner-type {
  color: var(--blue);
  font-size: 8px;
  font-weight: 800;
  letter-spacing: .13em;
  text-transform: uppercase;
}

.preferred-partner-card h3 {
  max-width: 280px;
  margin: 27px 0 8px;
  color: var(--navy);
  font: 400 29px/1.12 Georgia, serif;
}

.preferred-partner-featured h3 {
  font-size: 35px;
}

.preferred-partner-card p {
  max-width: 260px;
  margin: 0;
  color: var(--muted);
  font-size: 11px;
}

.preferred-partner-card i {
  position: absolute;
  right: 23px;
  bottom: 22px;
  width: 54px;
  height: 54px;
  border: 1px solid rgba(11,39,66,.15);
  border-radius: 50%;
  display: grid;
  place-items: center;
  color: var(--gold);
  background: rgba(255,255,255,.68);
  font: 400 11px Georgia, serif;
  letter-spacing: .06em;
}

.preferred-value-section .section-intro .button {
  margin-top: 28px;
}

.preferred-choice-section .partner-banner > div {
  max-width: 800px;
}

@media (max-width: 900px) {
  .preferred-intro {
    grid-template-columns: 1fr;
    gap: 18px;
  }

  .preferred-partner-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .preferred-partner-card,
  .preferred-partner-featured {
    grid-column: span 1;
  }

  .preferred-partner-card:last-child {
    grid-column: 1 / -1;
  }
}

@media (max-width: 760px) {
  .preferred-hero {
    padding-bottom: 62px;
  }

  .preferred-hero .subhero-inner {
    grid-template-columns: 1fr;
    gap: 36px;
  }

  .preferred-hero h1 {
    font-size: 43px;
  }

  .preferred-hero-panel {
    padding: 27px;
  }

  .preferred-intro {
    margin-bottom: 31px;
  }

  .preferred-partner-grid {
    grid-template-columns: 1fr;
  }

  .preferred-partner-card,
  .preferred-partner-featured,
  .preferred-partner-card:last-child {
    min-height: 220px;
    grid-column: auto;
  }

  .preferred-partner-featured h3 {
    font-size: 31px;
  }
}

/* Preferred-partner scale and prestige treatment */
.prestige-statement {
  margin-bottom: 34px;
  padding: 27px 30px;
  display: grid;
  grid-template-columns: 150px minmax(230px, .7fr) minmax(340px, 1.3fr);
  gap: 28px;
  align-items: center;
  border-left: 4px solid var(--gold);
  background: var(--navy);
  color: #fff;
}

.prestige-statement > span {
  color: var(--gold2);
  font-size: 9px;
  font-weight: 800;
  letter-spacing: .14em;
  text-transform: uppercase;
}

.prestige-statement > strong {
  font: 400 25px/1.2 Georgia, serif;
}

.prestige-statement > p {
  margin: 0;
  color: #bdcad3;
  font-size: 11px;
  line-height: 1.7;
}

.preferred-partner-grid {
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
}

.preferred-partner-card {
  min-height: 675px;
  padding: 31px;
  grid-column: auto;
  display: flex;
  flex-direction: column;
  background: #fff;
  box-shadow: 0 15px 38px rgba(11,39,66,.07);
}

.prestige-card-top {
  min-height: 58px;
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 15px;
}

.preferred-partner-card .prestige-card-top i {
  position: static;
  width: 52px;
  height: 52px;
  flex: 0 0 52px;
}

.preferred-partner-card h3 {
  margin: 23px 0 13px;
  font-size: 31px;
}

.preferred-status-badge {
  width: fit-content;
  margin: -2px 0 15px;
  padding: 8px 11px;
  border: 1px solid rgba(166,121,28,.28);
  border-radius: 999px;
  display: inline-flex;
  align-items: center;
  color: var(--navy);
  background: linear-gradient(135deg,var(--gold2),#f7dfa0);
  box-shadow: 0 7px 18px rgba(166,121,28,.12);
  font-size: 8px;
  font-weight: 800;
  letter-spacing: .11em;
  text-transform: uppercase;
}

.preferred-partner-card .partner-summary {
  max-width: none;
  min-height: 92px;
  margin: 0;
  color: #526370;
  font-size: 11px;
  line-height: 1.7;
}

.partner-stats {
  margin: 22px 0 0;
  border-top: 1px solid var(--line);
}

.partner-stats > div {
  min-height: 76px;
  padding: 14px 0;
  display: grid;
  grid-template-columns: 95px 1fr;
  gap: 12px;
  align-items: center;
  border-bottom: 1px solid var(--line);
}

.partner-stats .partner-credit-stat {
  margin: 0 -12px;
  padding: 14px 12px;
  border-bottom-color: rgba(166,121,28,.24);
  background: linear-gradient(90deg,rgba(239,207,128,.22),rgba(239,207,128,.07));
}

.partner-stats .partner-credit-stat dt {
  color: #9b711d;
}

.partner-stats dt {
  color: var(--navy);
  font: 400 19px/1.1 Georgia, serif;
}

.partner-stats dd {
  margin: 0;
  color: var(--muted);
  font-size: 9px;
  line-height: 1.5;
}

.partner-source {
  margin-top: auto;
  padding-top: 23px;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: var(--blue);
  font-size: 9px;
  font-weight: 800;
}

.partner-source span {
  color: var(--gold);
}

.partner-sources {
  margin-top: auto;
  padding-top: 16px;
  border-top: 1px solid rgba(11,39,66,.08);
}

.partner-sources .partner-source {
  width: fit-content;
  margin-top: 0;
  padding-top: 8px;
  display: flex;
}

.preferred-credit-note {
  margin: 18px 0 0;
  padding: 14px 17px;
  border-left: 3px solid var(--gold);
  background: #f8f6f0;
  color: var(--muted);
  font-size: 9px;
  line-height: 1.65;
}

.preferred-secondary-grid {
  margin-top: 18px;
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
}

.preferred-secondary-grid article {
  position: relative;
  min-height: 175px;
  padding: 28px 105px 28px 29px;
  overflow: hidden;
  border: 1px solid var(--line);
  background: var(--cream);
}

.preferred-secondary-grid h3 {
  margin: 16px 0 8px;
  color: var(--navy);
  font: 400 26px/1.15 Georgia, serif;
}

.preferred-secondary-grid p {
  margin: 0;
  color: var(--muted);
  font-size: 10px;
  line-height: 1.6;
}

.preferred-secondary-grid i {
  position: absolute;
  right: 25px;
  top: 50%;
  width: 55px;
  height: 55px;
  margin-top: -27px;
  border: 1px solid rgba(11,39,66,.15);
  border-radius: 50%;
  display: grid;
  place-items: center;
  color: var(--gold);
  background: #fff;
  font: 400 11px Georgia, serif;
}

@media (max-width: 1060px) {
  .prestige-statement {
    grid-template-columns: 120px 1fr;
  }

  .prestige-statement > p {
    grid-column: 1 / -1;
  }

  .preferred-partner-grid {
    grid-template-columns: 1fr;
  }

  .preferred-partner-card {
    min-height: 0;
  }

  .preferred-partner-card .partner-summary {
    min-height: 0;
  }

  .partner-stats {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .partner-stats > div {
    min-height: 112px;
    padding: 17px;
    grid-template-columns: 1fr;
    border-right: 1px solid var(--line);
  }
}

@media (max-width: 760px) {
  .source-standard {
    margin-top: -12px;
    display: block;
  }

  .source-standard strong {
    display: block;
    margin-bottom: 4px;
  }

  .prestige-statement {
    padding: 25px;
    grid-template-columns: 1fr;
    gap: 12px;
  }

  .prestige-statement > p {
    grid-column: auto;
  }

  .preferred-partner-card {
    min-height: 0;
    padding: 27px;
  }

  .partner-stats {
    grid-template-columns: 1fr;
  }

  .partner-stats > div {
    min-height: 72px;
    padding: 13px 0;
    grid-template-columns: 100px 1fr;
    border-right: 0;
  }

  .preferred-secondary-grid {
    grid-template-columns: 1fr;
  }

  .preferred-secondary-grid article {
    padding: 26px 91px 26px 25px;
  }
}

/* Preferred brokerage growth commitment */
.preferred-growth-section {
  background:
    linear-gradient(rgba(255,255,255,.83), rgba(255,255,255,.83)),
    linear-gradient(135deg, var(--sky), var(--cream));
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}

.preferred-growth-head {
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(330px, .75fr);
  gap: 90px;
  align-items: end;
}

.preferred-growth-head h2 {
  max-width: 730px;
  margin: 0;
  color: var(--navy);
  font: 400 clamp(39px, 4.3vw, 58px)/1.04 Georgia, serif;
  letter-spacing: -.04em;
}

.growth-promise {
  padding: 25px 0 4px 27px;
  border-left: 3px solid var(--gold);
}

.growth-promise > span {
  color: var(--blue);
  font-size: 9px;
  font-weight: 800;
  letter-spacing: .13em;
  text-transform: uppercase;
}

.growth-promise > p {
  margin: 12px 0 0;
  color: #526370;
  font-size: 12px;
  line-height: 1.75;
}

.preferred-growth-pillars {
  margin-top: 47px;
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  border-top: 1px solid var(--line);
  border-left: 1px solid var(--line);
}

.preferred-growth-pillars article {
  min-height: 290px;
  padding: 31px;
  border-right: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
  background: #fff;
}

.preferred-growth-pillars article > span {
  width: 37px;
  height: 37px;
  display: grid;
  place-items: center;
  border: 1px solid var(--gold);
  color: var(--gold);
  font: 400 11px Georgia, serif;
}

.preferred-growth-pillars h3 {
  margin: 29px 0 13px;
  color: var(--navy);
  font: 400 27px/1.13 Georgia, serif;
}

.preferred-growth-pillars p {
  margin: 0;
  color: var(--muted);
  font-size: 11px;
  line-height: 1.72;
}

.preferred-growth-links {
  margin-top: 18px;
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
}

.preferred-growth-links a {
  min-height: 112px;
  padding: 23px 24px;
  display: grid;
  grid-template-columns: 1fr auto;
  align-content: center;
  gap: 8px 14px;
  border: 1px solid rgba(255,255,255,.16);
  background: var(--navy);
  color: #fff;
  transition: transform .2s ease, background .2s ease, box-shadow .2s ease;
}

.preferred-growth-links a:hover {
  transform: translateY(-3px);
  background: var(--navy2);
  box-shadow: 0 14px 30px rgba(11,39,66,.14);
}

.preferred-growth-links span {
  grid-column: 1 / -1;
  color: var(--gold2);
  font-size: 8px;
  font-weight: 800;
  letter-spacing: .12em;
  text-transform: uppercase;
}

.preferred-growth-links strong {
  font: 400 18px/1.2 Georgia, serif;
}

.preferred-growth-links b {
  align-self: center;
  color: var(--gold2);
  font-size: 16px;
}

@media (max-width: 900px) {
  .preferred-growth-head {
    grid-template-columns: 1fr;
    gap: 25px;
  }

  .preferred-growth-pillars,
  .preferred-growth-links {
    grid-template-columns: 1fr;
  }

  .preferred-growth-pillars article {
    min-height: 0;
  }

  .preferred-growth-links a {
    min-height: 100px;
  }
}

@media (max-width: 760px) {
  .preferred-growth-head h2 {
    font-size: 39px;
  }

  .growth-promise {
    padding: 21px 0 0 21px;
  }

  .preferred-growth-pillars {
    margin-top: 35px;
  }

  .preferred-growth-pillars article {
    padding: 27px;
  }
}

/* ========================================================================== 
   MyFlorida-style mobile experience
   Keeps RFG's content and branding while matching the simpler mobile
   navigation, generous stacking, touch targets and split contact dock.
   ========================================================================== */
.mobile-contact-bar {
  display: none;
}

@media (max-width: 1020px) {
  .site-header {
    background: #fff;
    box-shadow: 0 3px 18px rgba(11, 39, 66, .07);
  }

  .nav-wrap {
    min-height: 64px;
  }

  .menu-toggle,
  .menu-toggle:hover {
    position: relative;
    width: 44px;
    height: 44px;
    margin: 0;
    padding: 0;
    border: 1px solid var(--line);
    border-radius: 4px;
    background: #fff;
  }

  .menu-toggle em {
    position: absolute !important;
    left: -10000px !important;
  }

  .menu-toggle span {
    position: absolute;
    left: 10px;
    width: 22px;
    height: 2px;
    border-radius: 2px;
    background: var(--navy);
  }

  .menu-toggle span:nth-child(1) { top: 13px; transform: none; }
  .menu-toggle span:nth-child(2) { top: 20px; }
  .menu-toggle span:nth-child(3) { top: 27px; transform: none; }
  .menu-toggle[aria-expanded="true"] span:nth-child(1) { top: 20px; transform: rotate(45deg); }
  .menu-toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
  .menu-toggle[aria-expanded="true"] span:nth-child(3) { top: 20px; transform: rotate(-45deg); }

  .nav-backdrop {
    display: none !important;
  }

  .primary-nav {
    position: fixed;
    top: var(--header-h, 98px) !important;
    right: 0 !important;
    bottom: auto !important;
    left: 0 !important;
    z-index: 60;
    max-height: calc(100dvh - var(--header-h, 98px) - 56px);
    padding: 8px 16px calc(16px + env(safe-area-inset-bottom, 0px));
    display: flex !important;
    flex-direction: column;
    gap: 0;
    align-items: stretch;
    border: 0;
    border-top: 1px solid var(--line);
    border-bottom: 1px solid var(--line);
    border-radius: 0;
    background: #fff;
    box-shadow: 0 18px 36px rgba(11, 39, 66, .14);
    overflow-y: auto;
    visibility: hidden;
    opacity: 0;
    pointer-events: none;
    transform: translateY(-8px);
    transform-origin: top center;
  }

  .primary-nav.open {
    visibility: visible;
    opacity: 1;
    pointer-events: auto;
    transform: none;
  }

  .nav-section-label {
    padding: 10px 12px 5px;
    display: block !important;
    color: #77858f;
    font-size: 9px !important;
    font-weight: 800;
    letter-spacing: .14em;
    text-transform: uppercase;
  }

  .nav-connect-label {
    margin: 4px 0 0;
    padding-top: 12px;
    border-top: 1px solid var(--line);
  }

  .primary-nav > a:not(.button),
  .primary-nav .nav-phone {
    width: 100%;
    min-height: 46px;
    padding: 11px 12px;
    display: flex !important;
    align-items: center;
    border: 0;
    border-bottom: 1px solid #edf1f2;
    border-radius: 4px;
    background: transparent;
    color: var(--navy);
    font-size: 14px;
    line-height: 1.25;
  }

  .primary-nav > a:not(.button):not(.nav-phone)::after {
    content: "\2192";
    margin-left: auto;
    color: var(--gold);
    font-size: 16px;
  }

  .primary-nav > a:not(.button):hover,
  .primary-nav > a:not(.button):focus-visible {
    border-color: #dfe9eb;
    background: var(--sky);
    color: var(--navy);
  }

  .primary-nav > a[aria-current="page"] {
    padding-left: 12px;
    border-color: #eadcaf;
    background: var(--cream);
    box-shadow: inset 3px 0 var(--gold);
  }

  .primary-nav .nav-facebook {
    background: #f2f7fd;
    color: #1769c2;
  }

  .primary-nav .nav-facebook::before {
    content: "f";
    width: 24px;
    height: 24px;
    margin-right: 9px;
    display: grid;
    place-items: center;
    border-radius: 50%;
    background: #1877f2;
    color: #fff;
    font: 700 16px/1 Arial, sans-serif;
  }

  .primary-nav .nav-facebook::after { content: "\2197" !important; }
  .primary-nav .nav-phone { display: none !important; }

  .primary-nav .button {
    width: 100%;
    min-height: 50px;
    margin-top: 10px;
    border-radius: 4px;
    box-shadow: none;
  }
}

@media (max-width: 760px) {
  :root { --shell: min(100% - 32px, 1180px); }

  html,
  body {
    max-width: 100%;
    overflow-x: hidden;
  }

  body {
    padding-bottom: calc(56px + env(safe-area-inset-bottom, 0px));
  }

  .topbar-inner {
    min-height: 34px;
    justify-content: center;
  }

  .topbar-inner > span,
  .topbar i,
  .topbar-facebook {
    display: none !important;
  }

  .topbar-inner div span {
    display: inline;
    color: #b8c6d0;
    font-size: 10px;
  }

  .brand { gap: 9px; }
  .brand-logo { width: 40px; height: 40px; }
  .brand-words strong { font-size: 16px; }
  .brand-words small { display: none; }

  .home-hero-grid {
    min-height: 0;
    padding: 44px 0 52px;
    gap: 28px;
  }

  .home-hero h1,
  .subhero h1,
  .subhero-about h1,
  .subhero-compact h1,
  .career-hero h1 {
    font-size: clamp(38px, 10.5vw, 46px);
    line-height: 1.02;
  }

  .home-hero > div > div > p {
    margin-top: 20px;
    font-size: 16px;
    line-height: 1.65;
  }

  .hero-actions,
  .button-row,
  .cta-buttons {
    margin-top: 24px;
    gap: 10px;
  }

  .hero-actions .button,
  .button-row .button,
  .section-intro .button,
  .partner-feature .button,
  .broker-feature .button,
  .cta-buttons .button,
  .contact-form .button,
  .resource-search button {
    width: 100%;
    min-height: 50px;
  }

  .metric-row {
    margin-top: 30px;
    padding-top: 0;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 0;
  }

  .home-hero .metric-row > div {
    min-width: 0;
    padding: 14px 10px;
    border-top: 1px solid rgba(255, 255, 255, .16);
    flex: initial;
  }

  .home-hero .metric-row > div:nth-child(odd) {
    border-right: 1px solid rgba(255, 255, 255, .16);
  }

  .metric-row strong { font-size: 21px; }
  .metric-row span { font-size: 9px; line-height: 1.35; }

  .path-panel {
    padding: 24px 20px;
    border-radius: 8px;
  }

  .path-panel h2 { font-size: 27px; }
  .path-panel > a { min-height: 76px; }

  .section { padding: 60px 0; }
  .about-intro,
  .about-team { padding: 58px 0; }

  .heading-row { margin-bottom: 28px; }
  .heading-row h2,
  .section-intro h2,
  .partner-feature h2,
  .broker-feature h2,
  .final-cta h2,
  .calc-copy h2,
  .legal-copy h2,
  .center-copy h2,
  .preferred-growth-head h2 {
    font-size: clamp(32px, 9vw, 39px);
    line-height: 1.1;
  }

  .heading-row > p,
  .section-intro > p,
  .partner-feature > div:last-child > p,
  .article-body > section p,
  .legal-copy p {
    font-size: 14px;
    line-height: 1.7;
  }

  .loan-card-grid,
  .loan-card-grid-large,
  .resource-grid,
  .location-grid,
  .info-grid,
  .team-grid,
  .preferred-growth-pillars,
  .preferred-growth-links {
    gap: 12px;
    border: 0;
  }

  .loan-card-grid > a,
  .loan-card-grid-large > a,
  .resource-grid > a,
  .location-grid > a,
  .info-grid > *,
  .preferred-growth-pillars article,
  .preferred-growth-links a {
    min-height: 0;
    padding: 24px;
    border: 1px solid var(--line);
    border-radius: 8px;
  }

  .loan-card-grid h3,
  .loan-card-grid h2 { font-size: 26px; }

  .content-split,
  .calculator-preview-grid,
  .partner-feature,
  .broker-feature-inner,
  .subhero-inner,
  .article-layout,
  .form-layout,
  .calc-panel,
  .final-cta-inner {
    gap: 34px;
  }

  .subhero {
    padding-bottom: 56px;
  }

  .breadcrumbs {
    padding-bottom: 30px;
    overflow-x: auto;
    white-space: nowrap;
  }

  .mini-calculator,
  .calc-form,
  .contact-form,
  .resource-search,
  .partner-banner {
    padding: 22px 18px;
    border-radius: 8px;
  }

  .contact-form input,
  .contact-form select,
  .contact-form textarea,
  .mini-calculator input,
  .calc-form input,
  .calc-form select,
  .resource-search input {
    min-height: 48px;
    font-size: 16px;
  }

  .resource-search > div {
    flex-direction: column;
    gap: 10px;
  }

  .calc-tabs {
    gap: 4px;
    scroll-snap-type: x proximity;
  }

  .calc-tabs button {
    min-height: 50px;
    scroll-snap-align: start;
  }

  .comparison-table-wrap,
  .table-wrap {
    overflow-x: auto;
    -webkit-overflow-scrolling: touch;
  }

  .partner-visual { min-height: 320px; }

  .footer {
    padding-top: 54px;
  }

  .footer-grid {
    grid-template-columns: 1fr;
    gap: 34px;
  }

  .footer-grid > div:first-child,
  .footer-grid > div:last-child {
    grid-column: auto;
  }

  .footer-grid > div:not(:first-child) a,
  .footer-grid > div:not(:first-child) span {
    min-height: 32px;
    display: flex;
    align-items: center;
    font-size: 10px;
  }

  .footer-bottom { margin-top: 36px; }
  .footer-bottom div { gap: 12px 18px; }

  .mobile-call {
    display: none;
  }

  .mobile-contact-bar {
    position: fixed;
    right: 0;
    bottom: 0;
    left: 0;
    z-index: 70;
    height: calc(56px + env(safe-area-inset-bottom, 0px));
    padding-bottom: env(safe-area-inset-bottom, 0px);
    display: grid;
    grid-template-columns: 1fr 1fr;
    border-top: 1px solid var(--line);
    background: #fff;
    box-shadow: 0 -8px 24px rgba(11, 39, 66, .13);
  }

  .mobile-contact-bar a {
    min-width: 0;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    color: var(--navy);
    font-size: 12px;
    font-weight: 800;
    letter-spacing: .02em;
  }

  .mobile-contact-bar a:first-child {
    border-right: 1px solid var(--line);
    background: var(--gold);
  }

  .mobile-contact-bar a::before {
    font-size: 15px;
  }

  .mobile-contact-bar a:first-child::before { content: "\260E"; }
  .mobile-contact-bar a:last-child::before { content: "\2709"; color: var(--blue); }
}

@media (max-width: 420px) {
  .topbar-inner div span { display: none; }
  .home-hero h1,
  .subhero h1,
  .subhero-about h1,
  .subhero-compact h1,
  .career-hero h1 { font-size: 38px; }
  .partner-visual { min-height: 290px; padding: 32px 18px; }
  .broker-topics { grid-template-columns: 1fr; }
}

@media print {
  .mobile-contact-bar { display: none !important; }
}

/* Final mobile-menu behavior: a compact, full-width two-column panel keeps
   every primary destination visible together on a typical phone screen. */
@media (max-width: 1020px) {
  body.menu-open {
    overflow: auto;
  }

  .site-header {
    position: sticky;
    overflow: visible;
  }

  .nav-backdrop {
    display: none !important;
  }

  .primary-nav,
  .primary-nav:not(.open) {
    position: absolute;
    top: 100% !important;
    right: 0 !important;
    bottom: auto !important;
    left: 0 !important;
    width: 100%;
    max-height: calc(100dvh - 112px);
    padding: 12px 14px 14px;
    display: none !important;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    align-items: stretch;
    gap: 8px;
    border: 0;
    border-top: 1px solid var(--line);
    border-bottom: 1px solid var(--line);
    border-radius: 0;
    background: #fff;
    box-shadow: 0 16px 32px rgba(11, 39, 66, .16);
    overflow-y: auto;
    overscroll-behavior: contain;
    visibility: visible;
    opacity: 1;
    pointer-events: auto;
    transform: none;
  }

  .primary-nav.open {
    display: grid !important;
  }

  .primary-nav .nav-section-label {
    display: none !important;
  }

  .primary-nav > a:not(.button),
  .primary-nav .nav-facebook {
    min-width: 0;
    min-height: 46px;
    padding: 8px 10px;
    display: flex !important;
    align-items: center;
    border: 1px solid #dfe6e9;
    border-radius: 6px;
    background: #f8fafb;
    color: var(--navy);
    font-size: 12px;
    font-weight: 800;
    line-height: 1.18;
  }

  .primary-nav > a:not(.button):not(.nav-phone)::after {
    margin-left: auto;
    padding-left: 6px;
    flex: 0 0 auto;
  }

  .primary-nav > a:not(.button):hover,
  .primary-nav > a:not(.button):focus-visible {
    border-color: #c8d9df;
    background: var(--sky);
  }

  .primary-nav > a[aria-current="page"] {
    border-color: #d9bd78;
    background: var(--cream);
    box-shadow: inset 3px 0 var(--gold);
  }

  .primary-nav .nav-facebook {
    grid-column: 1 / -1;
    min-height: 44px;
    background: #f2f7fd;
    color: #1769c2;
  }

  .primary-nav > a.nav-phone {
    display: none !important;
  }

  .primary-nav .button {
    grid-column: 1 / -1;
    width: 100%;
    min-height: 48px;
    margin-top: 0;
  }
}

@media (max-width: 420px) {
  .primary-nav,
  .primary-nav:not(.open) {
    padding: 9px 10px 11px;
    gap: 6px;
  }

  .primary-nav > a:not(.button),
  .primary-nav .nav-facebook {
    min-height: 42px;
    padding: 7px 8px;
    font-size: 11px;
  }

  .primary-nav .nav-facebook,
  .primary-nav .button {
    min-height: 44px;
  }
}

@media (max-width: 1020px) and (max-height: 520px) {
  .primary-nav,
  .primary-nav:not(.open) {
    max-height: calc(100dvh - 72px);
  }
}

/* Direct team contact details */
.team-profile-body .team-contact {
  margin: 11px 0 0;
  color: var(--navy);
  font-size: 10px;
  font-weight: 800;
  line-height: 1.55;
}

.team-profile-body .team-contact a {
  color: var(--blue);
  text-decoration: none;
}

.team-profile-body .team-contact a:hover,
.team-profile-body .team-contact a:focus-visible {
  text-decoration: underline;
  text-underline-offset: 3px;
}

.team-profile-body .team-contact span {
  padding: 0 3px;
  color: #a3adb4;
  font-weight: 400;
}